Healthcare 4U

Healthcare 4UHealthcare 4UHealthcare 4U

Healthcare 4U

Healthcare 4UHealthcare 4UHealthcare 4U
  • Home
  • Services
  • About Us
  • Free Healthcare Quote
  • Enroll in Healthcare
  • Contact Us
  • Gallery
  • More
    • Home
    • Services
    • About Us
    • Free Healthcare Quote
    • Enroll in Healthcare
    • Contact Us
    • Gallery
  • Sign In
  • Create Account

  • Bookings
  • My Account
  • Signed in as:

  • filler@godaddy.com


  • Bookings
  • My Account
  • Sign out

Signed in as:

filler@godaddy.com

  • Home
  • Services
  • About Us
  • Free Healthcare Quote
  • Enroll in Healthcare
  • Contact Us
  • Gallery

Account


  • Bookings
  • My Account
  • Sign out


  • Sign In
  • Bookings
  • My Account

Services

Affordable Care

Affordable Care

Affordable Care

 

The Affordable Care Act, also known as "Obamacare", was developed to help individuals access affordable health insurance through a health insurance marketplace where Americans can purchase federally regulated and subsidized health insurance during open enrollment.

In order to qualify, you must sign up during Open Enrollment but could still be eligible if you had a qualifying life event such as changing jobs, getting married/divorced, moving, etc. We’ll help determine if you are eligible and find you the best plan in any case.

Finding the right plan can be difficult. Each plan has its pros and cons, especially considering how costs can greatly range - depending on the plan's deductibles, co-pays, premiums, provider networks, to name a few.

ObamaCare-Plans.com works with dozens of health insurance carriers and brokers, making it easy for you to compare several health insurance options. To get started, enter your zip code and tell us about yourself. If qualified for an Affordable Care Act health plan, you can work with all of the health carriers listed to compare plans and prices. Once you provide us with the information required on our form, we attempt to match you with appropriate insurance agents, brokers, carriers or other service providers to help you acquire the best health insurance.

Dental

Affordable Care

Affordable Care

 

Dental coverage is available 2 ways

  • Health plans with dental coverage: Some Marketplace health plans have dental coverage. You can see which plans include dental coverage when you compare them.

    If a health plan includes dental, the premium covers both health and dental coverage.
  • Separate dental plans: In some cases, separate dental plans are offered. You can see them when you shop for plans in the Marketplace.

    If you pick a separate dental plan, you’ll pay a separate premium. This is in addition to the premium you pay for your Marketplace health plan.

Mental Health

Affordable Care

Mental Health

 

All Marketplace plans cover mental health and substance abuse services as essential health benefits.

Mental and behavioral health services are essential health benefits

All plans must cover:

  • Behavioral health treatment, such as psychotherapy and counseling
  • Mental and behavioral health inpatient services
  • Substance use disorder (commonly known as substance abuse) treatment

Your specific behavioral health benefits will depend on your state and the health plan you choose. You’ll see a full list of what each plan covers, including behavioral health benefits, when you compare plans in the Marketplace.

Pre-existing mental and behavioral health conditions are covered, and spending limits aren’t allowed

  • Marketplace plans can’t deny you coverage or charge you more just because you have any pre-existing condition, including mental health and substance use disorder conditions.
  • Coverage for treatment of all pre-existing conditions begins the day your coverage starts.
  • Marketplace plans can’t put yearly or lifetime dollar limits on coverage of any essential health benefit, including mental health and substance use disorder services.

Parity protections for mental health services

Marketplace plans must provide certain "parity" protections between mental health and substance abuse benefits on the one hand, and medical and surgical benefits on the other.

This generally means limits applied to mental health and substance abuse services can’t be more restrictive than limits applied to medical and surgical services. The limits covered by parity protections include:

  • Financial — like deductibles, copayments, coinsurance, and out-of-pocket limits
  • Treatment — like limits to the number of days or visits covered
  • Care management — like being required to get authorization of treatment before getting it


Copyright © 2024 Healthcare 4U - All Rights Reserved.

Powered by GoDaddy

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept